Arista Capital Ltd. acts as a funding source to finance the lending activities of other asset-based lenders who are in need of significant capital to grow their lending base. The Company was founded by a team of very experienced finance professionals who see significant opportunity to participate in this market after the financial crisis of 2009 as traditional funding sources for this segment of the financial market have disappeared or have severely limited their financing activities in this area. The Company participates in this market through a variety of funding arrangements including debt financings, equity infusions or direct loan participations. Management believes that although small asset based lenders have limited access to capital after the financial crisis necessary to enable growth, these lenders have a very well managed and maintained origination, underwriting and administrative infrastructure as well as tremendous expertise and experience in their specific area of lending. The Company has accessed this experience and infrastructure by participating with these lenders in their lending opportunities. Accordingly, the Company provides these small lenders with an ability to make additional loans that they otherwise would not be able to do either directly through a loan participation program with us or indirectly by allowing us to make the loan which they administer and therefore better utilize their infrastructure.
